A Comprehensive Guide on Baccarat Variants for Lithuanian players

Baccarat has captivated players across the globe for centuries, including Lithuania. Its classic version continues to be a mainstay in numerous online Lithuanian casinos, but there are also intriguing variations that provide unique twists and exhilarating gameplay. In this guide, we will delve into the world of Baccarat and its variants, exploring their rules and what makes each version distinct from the original. Let’s begin.

1. Classic Baccarat

Before delving into the different versions, let’s lay the groundwork by providing a brief overview of the fundamental principles of traditional Baccarat. Typically, this game is conducted using several decks of standard playing cards, with the objective being to place bets on the result of each round. Participants have the option to wager on three potential outcomes: player or banker winning, or a draw between the two.

In classic Baccarat, a hand’s value is determined by adding up the values of its cards. Aces are worth one point, numbered cards hold their face value, and face cards are worth zero points. If a hand’s total exceeds nine, only the second digit is considered. For instance, if a hand consists of a 7 and an 8, its total value would be 5 instead of 15.

Baccarat is also known for its straightforward and favorable odds, which is one of the reasons for its enduring popularity. In the classic version of the game, the house edge on the banker’s hand is approximately 1.06%, while the player’s hand carries a house edge of around 1.24%. Betting on a tie, although it offers enticing payouts, comes with a significantly higher house edge, often exceeding 14%, making it a riskier choice. These relatively low house edges, especially on the banker’s hand, make Baccarat one of the most player-friendly casino games.

2. Chemin de Fer

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Chemin de Fer is the original version of Baccarat that was popularized in Europe. Unlike classic Baccarat, where the casino always acts as the banker, in Chemin de Fer, players take turns being the banker.

Players also have more control over the game, as they can decide whether to draw an additional card or stand. This variant often involves a rotating dealer position, and players can choose to bet against the current banker or ”go to war” with them.

3. Baccarat Banque

Baccarat Banque is another European variant of the game that shares similarities with Chemin de Fer. In this version, there is a “permanent” banker, and players take turns being the dealer and player. The rules are flexible, allowing the banker to draw a third card based on their discretion.

The primary difference in Baccarat Banque is that the banker’s position is auctioned off at the beginning of each round, with the player willing to risk the most becoming the banker.

4. Punto Banco

Punto Banco, also referred to as North American Baccarat, is a popular variant of the classic Baccarat game. In Punto Banco, players have the option to bet on the player’s hand or a tie, with the casino always serving as the banker. This variation features standard Baccarat rules, with the aim being to bet on the hand that will get closer to a total of 9 points. The third card drawing rules are well-defined, simplifying the gameplay for both novice and experienced players. Punto Banco usually employs multiple decks of cards and maintains the elegant and straightforward nature of Baccarat, making it a preferred choice for those who enjoy the game’s core mechanics without the complexity of alternate versions. This variant is also available in many Lithuanian online casinos which are reviewed by trustworthy platforms such as LietuvosKazino.com.

5. Three-Card Baccarat

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As the name suggests, Three-Card Baccarat is a simplified version of the game where each player and the dealer receive three cards instead of the usual two. The objective is to have a hand closest to zero, with face cards and 10s worth zero points.

Three-Card Baccarat offers a faster-paced gaming experience. The reduced number of cards leads to quicker decisions and more frequent betting rounds.

6. Mini Baccarat

Mini Baccarat is a scaled-down version of the classic game, primarily designed to cater to a larger number of players. Unlike traditional Baccarat, where players take turns as the banker, Mini Baccarat always has a designated dealer. This variant is typically played on a smaller table and offers lower betting limits, making it more accessible to a wider range of players. The rules and gameplay are very similar to classic Baccarat, making it an excellent entry point for newcomers.

7. Super 6 Baccarat

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Super 6 Baccarat is a variation of Punto Banco that introduces a unique side bet. In addition to betting on the player’s hand, the banker’s hand, or a tie, players can also place a wager on “Super 6.” This bet pays out when the banker wins with a total of 6. While this can offer more excitement, it’s important to note that the Super 6 bet typically carries a higher house edge.

8. Dragon Tiger

Dragon Tiger is a simplified and fast-paced card game that shares some similarities with Baccarat but has its own unique characteristics. In this game, two cards are dealt, one to the Dragon and the other to the Tiger, and players bet on which hand will receive the higher card or if there will be a tie. The game is typically played with standard decks of 52 cards, with aces being the lowest and kings as the highest-ranking cards. Dragon Tiger is known for its simplicity, making it accessible to players of all levels of experience.

Unlike Baccarat, Dragon Tiger doesn’t involve drawing additional cards or complex rules, which adds to its appeal. The odds are relatively straightforward, with even money payouts for correct bets on the Dragon or Tiger hand, while a tie usually pays 8:1.


Baccarat offers a wide array of variants to suit different preferences and playing styles of Lithuanian players. Whether you prefer the strategy of Chemin de Fer and Baccarat Banque, or the speed of Punto Banco, there’s a Baccarat variant for everyone.